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Casino slot machines typically have the highest payouts at 95%. This means that for every dollar you put in, the machine is programmed to give back 95% of it at some point. Other gambling locations such as airports, bars, grocery stores, and service stations typically stock machines that have a 50% to 75% payout. 1429 Unchartered Seas has a rewarding RTP of 98.6%, one of the highest you will find in a video slot, making it a popular choice with players. #2 Jackpot 6000 (NetEnt) – Up to 98.8% RTP Jackpot 6000 is a thrilling classic slot machine from NetEnt with a real old-school vibe. According to the NJ Division of Gaming Enforcement, Atlantic City slot machines returned approximately 91.1% to players in July 2017. Harrah’s AC was the best casino to hit the slots, returning 91.7%, and Tropicana AC was the worst at 90.2%.

by Steve Bourie

The Seminole Tribe of Florida has six casinos in the state: Seminole Hard Rock Hotel & Casino-Tampa; Seminole Hard Rock Hotel & Casino-Hollywood; Seminole Casino-Coconut Creek; SeminoleClassic Casino-Hollywood; Seminole Casino-Brighton; and Seminole Casino-Immokalee.

All of their casinos offer slot machines and five of them also offer blackjack, as well as other kinds of house-banked card games. According to the Miami Herald, it was estimated those casinosgenerated about $2.3 billion in profits in 2016 http://www.miamiherald.com/entertainment/article166085722.html. Since the average U.S. casino generates about 65% of its profits from its electronic gaming machines, it would be fair toestimate that the Tribe’s machines earn about $1.5 billion a year for them.

The only other competition for the Tribe’s casinos are the eight local pari-mutuels in Miami-Dade and Broward Counties which all offer slot machines, but are not allowed to offer live tablegames, such as blackjack. All of these pari-mutuel casinos, also known as racinos, are in competition with the Seminole’s three Broward county casinos, but the Seminole Hard Rock Hotel& Casino in Hollywood alone generates more profits than all eight of the racinos combined.

Florida gaming regulations require all of the pari-mutuel casinos to report how much their slot machines actually pay back to the public. This “Average Payout Percentage” information isavailable to the public and can be seen on the state’s website at http://www.myfloridalicense.com/dbpr/pmw in the “Slot Revenues” section. Additionally, each racino must post a sign in the casino showing the average monthly payback percentage forall of their gaming machines. Usually, the average for all of the casinos is around 92.5%

The Seminoles are not required to release information on the payout percentages for any of their casinos and they keep this information a closely guarded secret. They say that theirmachines pay out at a rate comparable to the pari-mutuels, but no one knows for sure, and the topic is sometimes a source of controversy.

If you read reviews of Seminole casinos on Yelp, Tripadvisor, or on our website at americancasinoguide.com you will see some reviewers say they believe the machines are set to around 60%, orlower. As someone who has written about casino gambling for more than 25 years, I know that isn’t true. The procedure for deciding what a slot machine is set to pay back to the public is rathersimple. When a casino orders a slot machine the manufacturer will offer them a choice of chips to put in the machine and that chip is what controls the long-term payback percentage in thatmachine. Generally, there are about six to eight different chips to choose from and the payback percentages can be as high as 98 percent to as low as 82 percent.

Casinos, almost universally, put the highest-paying chips in the highest denomination machines and the lowest-paying chips in the lowest denomination machines. This means that $25 slots willhave chips returning around 95-98 percent and the penny machines will have chips returning around 86-89 percent.

The lowest payback I ever heard of for a chip was about 80 percent, so I knew that the 60 percent number in the user reviews was not correct, but could there be some way to find out what themachines at the Seminole casinos really paid back to the public? After a lot of research, I believe that I have correctly calculated this information and what follows is my story of how I didit, plus a simple formula to show how anyone can do it. Additionally, we’ll take a look at the returns on some specific machines at some Seminole Casinos and see how they compare to the returnsat other casinos. Now, in order to start this discussion properly, you’ll first need some background information on how casinos work.

When discussing how casinos make money, it is important to know the term “theo,” which is short for theoretical. This is how a casino expects to make money on its games. It’s referred to as“theo” because it is a theoretical number that is not guaranteed. However, the casino knows that the longer you play, the more likely your loss will approach the theoretical win for thatparticular game.

As an example, if you play a slot machine that has a 10% theo, then the casino would expect to keep about 10% of all the money you play through that machine. So, if you played $1,000 throughthat slot machine, the casino would calculate its theoretical win as $100 because 10% of $1,000 is $100. Now, since this is gambling, anything can happen when you play that machine. You may win$600, or you may lose $400 and, actually, the casino itself doesn’t know what will happen. All they know is that as long as people continue to play that machine, the casino will end up keepingabout 10% of the money that goes through that machine because the machine has a “theo” of 10%.

In order for a casino to calculate your total theo for your visit, and what you are worth as a player to them, your play must be tracked and that is done by the player’s club at each casino.All casinos have a player’s club where visitors can join and have their play tracked on the machines in order to earn “comps” such as free food, free drinks, free shows, free gifts, invitationsto special events and more.

To track your play you are issued a card, similar to a magnetic-striped credit card, that is inserted into the machine and it will track your wins and losses, as well as the total amount of allyour bets. Naturally, the more you play on the machines, the more free stuff you will get from the casino. When deciding how much to give you back in benefits for your play, the casino mustfirst calculate your total theoretical loss to determine how much they have earned from you. Then, based on that total, they will rebate a certain percentage back to you in the form ofcomps and free play. The actual percentage rebated to the player is a trade secret for each casino but, again, it is always based on a player’s tracked theoretical loss.

I live only one mile from the Seminole Hard Rock Casino in Hollywood and I joined their Seminole Wild Card player’s club shortly after the property opened in 2004. Although I did not playmuch in the ensuing years, in late 2013 I began to play rather heavily and it continued through early 2017. My game of choice was video poker rather than slot machines because there is a skillinvolved in video poker and I used software to learn how to play my hands properly. Eventually, I played at an expert level that allowed the casino to have only a slight mathematical edge overme.

Overall, my results were pretty good as I hit quite a few royal flushes in 2016 and that helped me to come out ahead for my three years of play. In early 2017 the casino made some changes totheir video poker games, which made them less desirable, and I stopped playing. During my period of play I used that opportunity to analyze the Seminole Wild Card Player’s club and, following,is what I discovered.

The set-up of the Seminole Wild Card Player’s club is somewhat unusual because at most casinos when you play a machine you will earn points based on the total amount of money you put through amachine. On some machines it may be that $5 earns one point, while on other machines it may be $10 or $25 earns one point.

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The Seminole Wild Card Player’s club is different because players don’t earn points on each machine, instead they earn comp dollars. As an example, for playing $10 through one machine you mightearn six cents, while on another machine you might only earn three cents. So, if you ended up playing $1,000 for the day on the same machine, your comps would total $6 on the first machine, or$3 on the second machine. As a player, you wouldn't really know why one machine gave more comps, but you could correctly theorize that the machines that had a higher rate meant that the casinowas making more of a theoretical win from you and that's why they could give you back more comps.

The comps you earned could then be spent like regular dollars at hotels, restaurants, bars, lounges and retail stores at any of the six Seminole Casinos. Besides earning comps, each day's playalso earned you status credits and those enabled you to reach a higher player's card level. Interestingly, there was no information on a formula for how the status credits were earned. As aplayer all you knew was that you could check your account each day to see how many status credits you earned for your previous day's play.

The player's club only has three tiers: Platinum, Elite and X Card. All players start at Platinum and to reach Elite you need to earn 3,750 status credits within a three-month period. X Card isreserved for the casino's biggest players, but there is no public information available on what is needed to attain that level.

I easily attained Elite level and after tracking the comps and status credits I earned each day, within a few months I began to realize that the status credits actually represented my totaltheoretical loss for each day. I was able to confirm this through test play on certain machines, as well as speaking with other knowledgeable players.

Once I knew that the earned status credits represented my total theoretical loss I was then able to compare that number to the total comps I earned on that same day and I realized that therewas a relationship between those two numbers. As an example, one day I earned $48.75 in comps and I was awarded 828 status credits. By multiplying $48.75 by a factor of 17 the result was828. Another day I earned $30.83 in comps and 524 status credits. Once again, by multiplying $30.83 by 17 the result was 524. That relationship was absolute and no matter what day I played, Ifound that I could always multiply the amount of my earned comps by 17 to determine my status credits (theoretical loss) for that day.

Since I now knew how to calculate my theoretical loss for the day, based on the comps I earned, I then realized that I would be able to calculate what the casino had set as its theoreticalpayback percentage for any electronic game on the floor.

How to Calculate the Theoretical Payback Percentage on a Slot Machine - I believe that anyone can calculate the theoretical payback percentage on any gaming machine in aSeminole Casino by using a formula that I created. The key to calculating a machine’s theoretical payback percentage is to track how many comp dollars you earn for putting exactly $100 in playthrough a machine. For example, if you bet $1 a spin, just track how many comp dollars you have earned after making 100 bets. Once you know that number, you can simply multiply it by 17 and youwill know the casino’s theoretical win rate for that machine. Deduct that number from 100, and you will then know the theoretical payback for that machine.

As an example, let’s say you put $100 through a penny slot machine and you earn 54 cents in comps. Just multiply .54 x 17 and you will get 9.18, which represents the casino’s theoretical winrate for that machine - 9.18%. Then, deduct 9.18 from 100 and you get 90.82 which would represent the casino’s theoretical payback percentage for that particular machine - 90.82%.

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I found this method to be accurate and I tested it on dozens of machines at four different Seminole casinos. It should also work at the other two Seminole casinos since they all share the sameplayer’s club. One word of warning, however, is that I found the method to only be accurate for single-denomination machines. If you play a multi-denomination machine the method cannot berelied upon to give you an accurate payback percentage for all of the denominations.

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How Do Slot Paybacks at the Hard Rock in Hollywood Compare to the Other Local Casinos? In trying to determine an average payback percentage for slot machines at the Hard Rock in Hollywood, Irealized that it would not be possible to get an actual accounting and I would just have to make an educated guess based on the results of playing some machines in different denominations.

Therefore, I randomly played 10 different machines throughout the casino in three different denominations: pennies, quarter and dollars. As mentioned previously, I had to play exactly $100through each machine and in some instances it wasn’t possible to play exactly $100, so I might have gone over by a few pennies.

In the table below you can see the results for playing 10 random penny slots and the average theoretical return was 88.37%

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold	Theoretical Payback
30-Nov	012714 10130	Moon Maidens	$0.68	11.56%	88.44%
17-Aug	040312 04892	Quick Strike Mystery Rewards	0.69	11.73%	88.27%
30-Nov	010103 11114	Desert Dawn	0.59	10.03%	89.97%
17-Aug	034106 09083	Quick Hit Platinum	0.64	10.88%	89.12%
17-Aug	050907 10010	Fu Dao Le	0.69	11.73%	88.27%
30-Nov	012106 11952	Jungle Riches	0.69	11.73%	88.27%
17-Aug	013504 10609	Super Wheel Blast Lion of Venice	0.70	11.90%	88.10%
17-Aug	013510 10618	Wild Leprecoins	0.70	11.90%	88.10%
17-Aug	043702 08245	Buffalo Special Edition	0.72	12.24%	87.76%
14-Oct	051502 12178	Rumble Rumble Bison	0.74	12.58%	87.42%
Average			11.63%	88.37%

In the table below you can see the results for playing 10 random quarter slots and the average theoretical return was 90.89%

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold	Theoretical Payback
30-Nov	067510 11231	The Enforcer	$0.45	7.65%	92.35%
30-Nov	032301 32091	Triple Double Diamond	0.53	9.01%	90.99%
30-Nov	013704 09830	Thunder Eyes	0.54	9.18%	90.82%
30-Nov	074701 11731	Quick Hit Platnum Plus	0.63	10.71%	89.29%
30-Nov	101406 08598	Cash Cove	0.49	8.33%	91.67%
16-Oct	064103 09534	Colossal Cash Grand Dragon	0.47	7.99%	92.01%
16-Oct	034708 12048	Double Hot Fire	0.54	9.18%	90.82%
16-Oct	075307 10059	Black Diamond	0.59	10.03%	89.97%
16-Oct	101309 09950	Mystery Rewards Glistening Jade - Rapid Hit Fever	0.53	9.01%	90.99%
30-Nov	075305 09528	Crystal Star	0.59	10.03%	89.97%
Average:				9.11%	90.89%

In the table below you can see the results for playing 10 random dollar slots and the average theoretical return was 91.40%

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold Hold	Theoretical Payback
17-Aug	075504 50787	Spin & Win Instant Spin	$0.47	7.99%	92.01%
17-Aug	069001 09079	Quick Hit Platinum	0.51	8.67%	91.33%
12-Oct	069710 09348	Wild Red Sevens	0.44	7.48%	92.52%
12-Oct	069707 09345	Triple 777 Red Hot 3 Reels	0.44	7.48%	92.52%
12-Oct	041806 05563	Black & White 7s	0.47	7.99%	92.01%
30-Nov	067804 10546	Double Jackpot Lions Share	0.59	10.03%	89.97%
14-Oct	065405 10508	Midnight Eclipse	0.47	7.99%	92.01%
30-Nov	068904 08728	Dragons Luck	0.59	10.03%	89.97%
30-Nov	068105 10158	Sky Rider	0.58	9.86%	90.14%
16-Oct	055307 50806	Blazing 7s 3 Reel	0.50	8.50%	91.50%
Average:				8.60%	91.40%

So, now that we have analyzed the theoretical payback percentages on these machines, how do they compare to the actual returns on slots at other South Florida casinos in those samedenominations?

Well, unfortunately, Florida’s Division of Pari-Mutuel Wagering, which compiles the statistics on payback percentages for all racetrack casinos only releases information on the average payoutfor all machines within each casino and not for specific denominations. We did put in a public records request asking for a breakdown of those stats by denomination, but we received thefollowing reply: “The Division does not maintain information responsive to the following request: slot machine gaming revenue reports by denomination (one cent, nickel, quarter, dollar, etc.).”

Since we couldn’t get information on payback percentages by denomination, it was not possible to compare the Hard Rock’s machines with those at the pari-mutuels. However, it was possible tomake an educated guess about the overall returns on the Hard Rock’s machines. For the 12-month period from July 2016 through June 2017, the pari-mutuel casino with the highest average returnswas Magic City at 93.55% and the lowest returns could be found at the Isle in Pompano where they averaged 90.91%. Therefore, based on the numbers shown in the tables above, I would have toagree that the Hard Rock Hollywood’s slot paybacks are “comparable” to those at other local casinos and they are not set to pay back at the low rates that some people would suggest.

How Do Returns on Machines at The Seminole Hard Rock Casino in Tampa Compare to Returns at Casinos in South Florida? On the American Casino Guide website visitors can leave a review forany U.S. casino and the Seminole Hard Rock in Tampa has gotten almost 200 reviews - https://www.americancasinoguide.com/florida/seminole-hard-rock-hotel-a-casino-tampa.html The vast majority of those reviews are complaints about how bad the paybacks are on the slotmachines. The thinking seems to be that, once again, the machines are set to pay back at a very low rate, especially since the Tampa casino has no competition because the nearest non-Seminolecasino is about 250 miles away. That sentiment seemed somewhat logical to me so I thought I would investigate further by making a trip to Tampa to visit the casino.

I arrived late in the day and I spent a few hours that evening, as well as a few more hours the next morning testing various machines using my formula. My thought was to find some of theexact same machines I played at the Hard Rock in Hollywood and to see if the theoretical payback percentages were lower. This turned out to be harder than I expected as I found it difficult tofind the same machines in the same denominations. One other thing I noticed was that there did not seem to be too many penny slots. Instead, the vast majority of the lower denomination gameswere two-cent slots. This was not the case at the Hard Rock casino in Hollywood, where penny machines were abundant.

Eventually, I did find a few machines, in three specific denominations, that were the exact same as the ones I played in Hollywood and the table below shows how the results compared.

For penny games there were three machines I tested and, interestingly, all three had the same theoretical payback percentage as at the Hollywood Hard Rock.

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold	Theoretical Payback	Location
14-Oct	051502 12178	Bison Rumble Rumble	$ 0.74	12.58%	87.42%	Hollywood
23-Oct	082802 05797	Bison Rumble Rumble	$ 0.74	12.58%	87.42%	Tampa
17-Aug	050907 10010	Fu Dao Le	$ 0.69	11.73%	88.27%	Hollywood
23-Oct	092206 6026	Fu Dao Le	$ 0.69	11.73%	88.27%	Tampa
17-Aug	070712 04056	Buffalo Special Edition	$ 0.72	12.24%	87.76%	Hollywood
23-Oct	043702 08245	Buffalo Special Edition	$ 0.72	12.24%	87.76%	Tampa

Finding quarter games proved to be a bit harder. I only found two machines that were identical to ones at the Hollywood casino and, once again, the theoretical payback percentages matched upfor both casinos.

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold	Theoretical Payback	Location
16-Oct	075307 10059	Black Diamond	$ 0.59	10.03%	89.97%	Hollywood
23-Oct	324002 30380	Black Diamond	$ 0.59	10.03%	89.97%	Tampa
30-Nov	075305 09528	Crystal Star	$ 0.59	10.03%	89.97%	Hollywood
23-Oct	015205 30371	Crystal Star	$ 0.59	10.03%	89.97%	Tampa

At the dollar level I found four machines that matched up with their Hollywood casino counterparts. On the first one, Triple 777 Red Hot Three Reels, the comps earned were the same as at theHollywood casino. This was great because the comp rate on every machine was matching up perfectly, so far, but that soon stopped.

Date Played	Machine #	Name	comps earned for $100 coin-in	Theoretical Hold	Theoretical Payback	Location
17-Aug	069707 09345	Triple 7 Red Hot Three Reels	$ 0.44	7.48%	92.52%	Hollywood
23-Oct	380605 50232	Triple 7 Red Hot Three Reels	$ 0.44	7.48%	92.52%	Tampa
16-Oct	055307 50806	Blazing 7s Three Reel	$ 0.50	8.50%	91.50%	Hollywood
23-Oct	040111 50330	Blazing 7s Three Reel	$ 0.39	6.63%	93.37%	Tampa
17-Aug	069001 09079	Quick Hit Platinum	$ 0.51	8.67%	91.33%	Hollywood
23-Oct	180209 50437	Quick Hit Platinum	$ 0.41	6.97%	93.03%	Tampa
17-Aug	075504 50787	Spin And Win Instant Spin	$ 0.47	7.99%	92.01%	Hollywood
23-Oct	353601 50197	Spin And Win Instant Spin	$ 0.56	9.52%	90.48%	Tampa

On the three-reel blazing 7’s machine the comp rate was 39 cents, which would correspond to a theoretical payback percentage of 93.37%, which was higher than the 91.50% figure for the samemachine in Hollywood. A similar thing happened with the next machine I tested: Quick Hit Platinum. The comp rate on this game was 41 cents which would equal a theoretical payback percentage of93.03% which, again, was higher than the 91.33% figure for the same machine in Hollywood.

Then, on the last dollar machine I played, Spin & Win Instant Spin, the results were slightly worse. That machine gave 56 cents in comps, which would correspond to a theoretical return of90.48%, versus the same machine in Hollywood which came in at 92.01%

So, interestingly, the theoretical payback percentages for the first eight slot machines in Tampa were either equal to, or better than, the same machines in Hollywood. This was very surprisingas I thought they would be lower at the Tampa casino because they had no direct competition.

But what about all those player reviews complaining that the slots in Tampa paid less than the slots in Hollywood? Well, my research showed that the machines were set to pay back at about thesame rate in both places. However, there didn’t seem to be quite as many penny machines in Tampa, most of them were 2-cents and higher, and this could offer an explanation.

Penny machines are the most common denomination found in U.S. casinos. For example, at the two Indian casinos in Connecticut, Foxwoods and Mohegan Sun, penny machines make up about 60% of allthe slots on the floor. While I didn’t take an inventory of all the machines in Tampa I was struck by the fact that penny machines were not in abundance. Since the Tampa casino has nocompetition, it could be that they were forcing players to make a higher average bet simply by having fewer penny machines available. If so, a higher average bet would result in players losingtheir money faster, thus explaining the sour sentiments of some players. Keep in mind that the Hollywood casino would not be able to easily do the same thing because of competition from othercasinos. If a player in Hollywood didn’t think there were enough penny games available they could just go to a different casino. A player in Tampa would not have that option.

Now, looking back, it is true that one slot machine in Tampa did come in with a lower theoretical rate, but that could have simply been a mistake. Keep in mind that the casino knows what thechip in each machine is set to pay back to the public on a long-term basis and, in turn, they will set the player’s club comp rate to approximate that number. Sometimes mistakes are made andthe rate could be set too high, or too low. That could be what happened here, or perhaps it was intentional and there was a specific reason for that particular setting.

In conclusion, I hope that everyone reading this report understands that it is not a complete analysis of all machines at either casino. To undertake such a project would have required a hugeamount of manpower, plus a rather large bankroll to withstand the gambling losses that would be expected.

I am just one person who set out to investigate this subject as it is my area of expertise. I have been writing about payback percentages at casinos for more than 25 years and I believe that mywork is accurate. Should anyone from Seminole casino operations want to present any further information on this subject I would welcome hearing from them. I would be also be glad to print anyrebuttal that they might want to send to me concerning this article.

Playing slots in Atlantic City is a thrill. There’s nothing like hitting a big winner, hearing the buzzer go off and driving home with a fatter wallet in your pocket.

However, it’s not always feasible to drive to America’s Playground. Life can get in the way.

Fortunately, that doesn’t mean you have to stop playing your favorite slot machine games. NewJersey is home to nearly two dozen online casinos, and all of them have several great slot titles available.

In fact, you can find versions of some of your favorite slot machines online.

So, here’s a handy guide that will both help you find your preferred games and, when you want to explore, pick new ones to try.

As it turns out, playing on a slot machine is not just about pulling a lever or pressing a button. Well — it’s mostly that, but not entirely so.

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Home to 22 online casinos, New Jersey is one of the most well-established online casino markets in the US.

Players in the Garden State have been able to access games with their mobile devices since 2013.

Naturally, every single one of the online casinos in NJ offers slot titles.

While some of these games are unique to online play, and sometimes the online casino itself, many of the games are either versions of or similar to actual slot machines found in Atlantic City’s nine casino properties.

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So, here are some of the best-known Atlantic City slot games that you can also find online.

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Many of these games are available on multiple sites, so you don’t have to restrict yourself to any particular online casino to find your favorite game.

By no means is this list meant to be exhaustive. The range of online slot titles is staggering and far too great to list.

For instance, the Golden Nugget online casino has 644slottitles under its banner.

Most of the other online casinos in New Jersey have at least 100 games.

The list of games below, therefore, are just a few of the choices you have for Atlantic City slot titles that appear online.

1. Quick Hits – A classic from Bally

Quick Hits is a series of slot games designed by Bally and Scientific Games. The game is quite popular because of its simple action and old-school sensibilities.

In fact, Quick Hits’ games are some of the few remaining slot titles to make extensive use of reel symbols like cherries, bells, bars and 7s. Other symbols that appear on the reels are wilds and the Quick Hit, the latter of which portends bigger slot payouts.

So, players who favor Quick Hits have a decidedly retro sensibility. The game itself is a five-reel machine with 30 paylines and an RTP just over 94%.

Quick Hits also has a bonus symbol that may appear from time to time on the middle three reels. Securing this symbol on all three reels in a single spin will trigger the free spin slot bonus.

2. Siberian Storm – The original Multiway Xtra slot machine

Siberian Storm is a winter-themed game that features jewels, tundra and most prominently, tigers.

The IGT slot game is a staple in both Atlantic City and online casinos throughout New Jersey.

However, Siberian Storm’s allure is not simply its theme. Players can also win big on the game, both through its free game system and its “Multiway Xtra” feature.

The bonus system and its free games are triggered by players who manage to land five bonus symbols on their reels. The free spins begin at eight, and can potentially add up to a player receiving a whopping 240 free turns at winning.

The “Multiway Xtra” feature explodes the number of paylines up to 720. That, combined with a 94.22% RTP, makes Siberian Storm worth a look.

3. China Shores – A Konami favorite for slot players

China Shores is, as its name implies, an Asian-themed slot title that is nearly ubiquitous in both online and land-based casinos.

The panda mascot is recognizable from across the room, and the game’s higher-than-average RTP keeps players loyal.

One of the signature features of China Shores is its free spins bonus. Like many slot games, players who manage to scatter three or more bonus symbols — in this case, yin-yangs — across the reels will result in the player winning at least eight free turns.

The difference is that players will have a choice between taking the free spins and selecting an option known as the credit prize.

The creditprize is a range of guaranteed wins that players can choose if they don’t want to take the free spins. The prize can end up being either a better or worse deal than if the player had simply spun, but the idea of locking up a secure win is quite attractive.

The Konami game features 30 paylines, five reels and an RTP of 96.1%. So, in general, your slot dollars will go longer at China Shores than most other machines.

4. Lucky Larry’s Lobstermania – Follow Larry in versions 1, 2 and 3

Atlantic City is a coastal town, so it makes sense to play a slot game that evokes the feeling of being out on the water. Lucky Larry’s Lobstermania (and its variants) does exactly that.

Lucky Larry’s is a popular creation from game developer IGT. It features the game’s namesake attempting to collect treasure as he explores lighthouses and fishes for lobsters in locales around the world.

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One of the most notable features of Lucky Larry’s is its animation, which is brightly colored and reminds players of SpongeBob SquarePants. However, what keeps players coming back is the potential for big wins.

Lucky Larry’s Lobstermania is a five-reel game with 40 paylines. Players can win opportunities for multiple bonuses, free spins, and multipliers while they play this 94.14% RTP title.

5. Wheel of Fortune – A staple in any online casino

Wheel of Fortune is a marquee title, no matter where you’re playing.

The slot machine version of the long-running game show, a product of powerhouse developer IGT, continues to draw crowds wherever it is.

Part of the game’s lasting appeal is its signature bonus, which features the eponymous wheel itself. Players spend multiple games in an attempt to trigger this famous bonus, which pays out every time and can potentially result in a jackpot for the player.

There are so many iterations of Wheel of Fortune, both online and live, that it would be impossible to detail how each one works. However, no matter which version you play, it is always a good thing when the game chants “Wheel of Fortune” at you.

The different versions of Wheel of Fortune bear a wide range of RTPs and paylines. However, they are usually five-reeled games and will always return 94% or better for every person who plays.

What does RTP mean?

By now, if you’ve read this far, you’ve seen the acronym RTP.

If you’re unfamiliar with slot machines or have never given them much thought beyond pulling the lever (a reasonable position to take), you may be wondering what RTP is, and why it matters.

RTP is short for return to player. Simply put, it’s the percentage of money that a player can expect to get back from a slot machine in the long run.

Believe it or not, despite their reputation as “one-armed bandits,” slot machines are designed to not keep most of the money that they receive as wagers.

You can usually find the RTP information of any slot machine you play by either looking around the machine or asking a customer service representative. In fact, some machines even use their high RTPs as a selling point.

Of course, the RTP figure that you receive is the theoretical RTP. In other words, it’s the return that you would receive if you had an infinite amount of money and time to play.

In the short run, your actual return can and does vary wildly. Many times, you receive nothing in return. However, we all play for those times that the return goes over 100%.

Atlantic City slot machine payouts

As it turns out, New Jersey regulates the minimum RTP that a slot machine can produce. By regulation, no slot device in the Garden State can return less than 83% of its wagers.

Furthermore, operators are limited in how much they can reward players for betting higher. In other words, low-limit players cannot be penalized for their play by more than 100th of a percentage point unless the game itself has a low drop in RTP.

Atlantic City slots vs. online slots

Of course, both Atlantic City and online slot games in New Jersey must abide by this same regulation. However, the difference between the two is the ease of gaining information.

Most online slot games have their RTPs front and center in the information they provide. A simple click can reveal not only the player’s expected return but also the maximum bet level and the maximumwin possible.

This transparency means that online slots cannot afford to have many games approaching the legal limit for RTP. The power of competition yields a situation where it’s a challenge to find an online slot with an RTP below 94%.

Atlantic City slots have a bit more leeway in terms of competitive pressures. It’s just not as easy to change one’s game or casino so that you might see lower RTPs here and there. In general, AC casinos have average RTPs that hover between 91.5%-92.5%.

Regardless of whether you’re playing live or online, you should generally gravitate toward games with a higher RTP. Otherwise, you’re giving up extra percentage points to the house. Trust us; they have plenty of those already.

Can I earn comps at AC casinos for playing online?

Yes, but it varies from casino to casino. Some online casinos in New Jersey have loyalty programs that allow you a direct or indirect route to perks at Atlantic City properties.

For instance, Golden Nugget players are automatically enrolled in the site’s Ultimate Rewards program when they register. Players receive perks and benefits based upon their level of play.

Should a player earn 5,000 Golden Points, he or she becomes a member of Golden Nugget’s VIP Rewards Club. One of the benefits of the club is complimentary perks at Golden Nugget Atlantic City, so playing online can certainly turn into real-life amenities.

Similarly, Tropicana online has its online VIP loyalty program.

Though the program is reserved for high-wagering, high-volume players, it is possible to receive comped getaways to the hotel in Atlantic City, tickets to major events, and luxury dining experiences as a result of your play.

However, the path to comps is not always as clear at every online casino. For example, players at Borgata online can earn iRewards Points from their play. Still, unless they convert these to Express Comps, there’s no direct connection to any of Borgata or MGM’s amenities through its online casino loyalty program.

Some casinos are even more segregated.

Instead of involving real-world components, they simply award cash back to players for achieving certain levels of play.

There are even some online casinos in New Jersey who eschew loyalty programs and comps altogether. They choose to serve their customers in other ways.

If receiving comps for your play is a big deal to you, you will need to shop around New Jersey’s various online casinos.

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The most important thing is to find a scheme that is right for you and makes you comfortable.

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In conclusion, we are blessed to live in an era where it’s not always necessary to travel to play our favorite slot games. Thanks to the online casinos in New Jersey, Atlantic City aficionados can choose between thousands of games from the comfort of their homes.